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An insurance for severe disability.

Key Information

ElderShield is a severe disability insurance scheme which aims to provide basic financial protection to Singaporeans who need long-term care, especially in old age. Launched in 2002, the scheme was designed to help supplement Singaporeans’ savings in the event of severe disability.

* Announcement: CareShield Life will replace the ElderShield from 2020


Qualifying Criteria/ Age Group

All Singapore Citizens and Permanent Residents with Medisave accounts are automatically enrolled in ElderShield at the age of 40, unless they opt out of the scheme.

Resource Links/ References/ Details

Ministry of Health – About Eldershield

Ministry of Health – CareShield Life

CPF Hotline

1800 222 6622